Checkings Accounts

  Regular Checking
Account Features
No Frills Checking Account
Features
NOW Account Features Preferred Investment Account Features Health Savings Account (HSA) Features
Minimum to open $100 $100 $100 $100 $100
Interest
See our Current Rates Quick Link
N/A N/A Compounded daily and credited to your account monthly

No minimum balance required to earn interest
Compounded daily and credited to your account monthly

$1,000 minimum balance required to earn interest
Compounded daily and credited to your account monthly

No minimum balance required to earn interest
Unlimited check writing privileges Yes Yes Yes $10 will be charged for each debit in excess of 6 per statement cycle Yes
Free Online Banking Yes Yes Yes Yes Yes
Free E-Statements Yes Yes Yes Yes Yes
Free Bill Pay Yes Yes Yes N/A N/A
Custom account benefits
  • Monthly statements with check images
  • MasterCard® debit card available
  • Free debit card Scorecard® Rewards
  • ISB Mobile Banking with Check Deposit available
  • Overdraft Protection available
  • Free ATM withdrawals at all ISB ATMs
  • 24 Hour Telephone Voice Access
  • Monthly statements without check images
  • MasterCard® debit card available
  • Free debit card Scorecard® Rewards
  • ISB Mobile Banking with Check Deposit available
  • Overdraft Protection available
  • Free ATM withdrawals at all ISB ATMs
  • 24 Hour Telephone Voice Access
  • Monthly statements with check images
  • MasterCard® debit card available
  • Free debit card Scorecard® Rewards
  • ISB Mobile Banking with Check Deposit available
  • Overdraft Protection available
  • Free ATM withdrawals at all ISB ATMs
  • 24 Hour Telephone Voice Access
  • Monthly statements with check images
  • ISB Mobile Banking with Check Deposit available
  • 24 Hour Telephone Voice Access
  • Monthly statements with check images
  • MasterCard® debit card available
  • ISB Mobile Banking with Check Deposit available
  • 24 Hour Telephone Voice Access
Account requirements and fees With a minimum daily balance of $500 during statement cycle, we will waive the $10 monthly service charge for maintenance.

Children (21 and under) and Senior Citizens (65 and over) are exempt from service charges for maintenance upon notification to bank.
With a minimum daily balance of $100 during statement cycle, we will waive the $10 monthly service charge for maintenance.
           
Children (21 and under) and Senior Citizens (65 and over) are exempt from service charges for maintenance upon notification to bank.
With a minimum daily balance of $1,000 during statement cycle, we will waive the $10 monthly service charge for maintenance. With a minimum daily balance of $1,000 during statement cycle, we will waive the $10 monthly service charge for maintenance.

Federal Regulations limit account to 6 covered transfers or withdrawals per calendar month or statement cycle.
With a minimum daily balance of $2,500 during statement cycle, we will waive the $2 monthly service charge for maintenance.

The information listed on the products is for advertising purposes and does not constitute a disclosure. Account disclosures, detailing terms and conditions of specific accounts, are available upon request by calling or visiting us at any one of our locations. Terms and fees may be changed by us at any time after reasonable notice to you as provided by law.